Freedom DR Review

Freedom DR

If you are looking for an independent, non-profit credit counseling agency, then, Freedom DR of America, Inc. is an excellent choice. The agency is currently working in 48 states of the U.S. and helps provide optimal solutions for various debt issues. Amongst the many services that they offer are credit counseling, debt management, and debt consolidation. Apart from these, other debt solutions are also available depending on your financial situation. People who opt for their debt programs can receive free financial education as well as material offering information on money management, credit management, and debt collection.

Credit Counseling Programs Offered

Freedom DR of America offers several programs for debt management, credit counseling, bankruptcy, and debt consolidation through a home equity loan. Apart from this, they can also offer suggestions regarding personal money management and how to get lower interest rates.

Cost of the Program

The initial consultation offered by the counseling agency is free of charge. However, a one-time setup fee ranging between $50 and $150 is charged depending on the amount of debt the consumer wishes to enroll for in the credit counseling program. Depending on which state of America you reside in, a monthly fee ranging between $49 to $75 is charged by the agency.

Program Associations

The Freedom DR of America is associated with the Greater Boca Raton Chamber of Commerce, Palm Beach Better Business Bureau (BBB), and the International Organization for Standardization Certification (ISO).

Reputation

Despite not being the largest firm, the Credit Guard of America has an excellent reputation in the debt industry. They have been instrumental in helping consumers get rid of their debts for the past 26 years.

State coverage

Freedom DR of America helps people with credit counseling and debt programs in 48 out of 50 U.S. states.

Complaints and Overall Ratings

The organization has an A+ rating on the BBB. The non-profit organization is also associated with the greater Boca Raton Chamber of Commerce and has an ISO certification. However, few complaints have been made against the Credit Guard of America. With excellent programs offering depth management knowledge through excellent credit counselors, the Freedom DR of America has got an overall rating of 2.6. As they are a non-profit organization, they offer resources and free financial education to help consumers get rid of their debt. They help in consolidating smaller debts into a manageable amount that can be easily paid off.

Benefits

• Free financial education and resources for better management of debts.
• Free consultation with an experienced credit counselor and customer service agent.
• Lesser fee charged for credit counseling and money management with frequent fee waivers available due to it being a non-profit organization.
• Consumers with a military background offered debt consolidation.