ClearOne Advantage Review

ClearOne Advantage

The mission of ClearOne Advantage, a non-profit organization, is to educate its consumers regarding their finances and debt consolidation options to help them lead a debt-free life. Since their inception in 1974, they have helped several individuals and families. Through coaching and counseling services their customers have gotten rid of their debt and are able to lead a financially healthy life. Apart from their online finance education and learning resources, ClearOne Advantage also provides debt management services, professional credit counseling, house counseling, bankruptcy education, virtual and in-person financial solutions.

Credit Counseling Programs Offered

ClearOne Advantage offers several financial courses and a repository of materials for educating people regarding debt management. Apart from that, you can also utilize their credit counseling, bankruptcy education, and debt management programs. The consultation and guidance services are provided by professionally certified financial coaches and are confidential in nature.

Clients of ClearOne Advantage can also avail of other services including personal finance classes, educational articles, financial webinars, budgeting tools and calculators, debt consolidation, and management plans. You can also seek help for foreclosure and mortgage assistance, credit, debt, and homebuyer coaching.

Cost of the Program

Several grants and donations help fund ClearOne Advantage through which it provides several free financial services including financial education, counseling, and budgeting help sessions. For remaining services, a nominal fee is charged. However, ClearOne Advantage may reduce or waive them off in case of financial hardships of their clients.

Reputation

Apart from the 40+ years of experience, other important credentials of ClearOne Advantage include Better Business Bureau Accreditation since 1983 and is a member of the National Foundation for Credit Counseling. It is accredited by Council on Accreditation and is also a HUD-Approved Housing Counseling Agency. Thanks to its strong code of ethics and excellent guidance, it has reported 98% satisfied clients with more than 5.2 billion clients seeking financial education.

State coverage

The educational material including articles, webinars, and financial tools can be accessed freely from the website irrespective of the client’s location. Personalized services are available in all 50 U.S. states. However, the fees of some of the services may differ depending on the client’s state of residence

Complaints

The clients are usually satisfied with the services provided by ClearOne Advantage and give it excellent ratings on their website and BBB profile. In the past three years, only one complaint was received which was closed.

Benefits

Some of the major benefits associated with ClearOne Advantage include free consultations and access to their extensive library of free financial tools, educational materials, and webinars. The professional bankruptcy education, credit counseling, debt management, and housing counseling services provided by them are confidential in nature. You can also get help regarding foreclosure, mortgage, bankruptcy filing, home buying, etc. In case you are facing financial hardships, the fee can be waived for certain services too.